Employees: 100% employees offered reimbursement for continuing education Living wage paid to all full and part time employees 6+ weeks paid maternity leave for tenured employees

Community: >40% local, independent suppliers >Majority banking services provided by local, independent bank >50% owned by a non-profit >50% profits given to charity >30% employees from low-income communities >40% suppliers majority owned by women or ethnic minorities >25% employees work in low-income communities >25% suppliers from low-income communities

Consumers: Invests in small and medium enterprises in developing countries in order to create jobs in those communities