Cultura Bank

sustainable banking services on deposits and lending side

Oslo, Oslo


About Cultura Sparebank

Cultura Bank, a Norwegian savings bank founded in 1996, is financing companies or projects which add social or environmental qualities in addition to being financially viable. The bank attracts savers and investors who want to change the world for better with entrepreneurs and sustainable companies also pursuing the same goals.The bank is a member of The European Federation of alternative banks, FEBEA as well as The Global Alliance for Banking on Values, GABV.

The B Corp certification is important because the bank wants to be seen and recognized as an institution which in its everyday practice is making a true effort to set an example for a more sustainable conduct of business.

The Change We Seek®

Finance and banking play a crucial role in the economy. Cultura Sparebank wants to see the banking industry as a driver of change towards a truly sustainable economic development and do their best to show how this can be done. The bank also has a role in arising consciousness about the role of money and profit as a tool, not an end in itself.

What makes us a better company?

B Impact Report

Certified since: 

April 2016

Company Score

Median Score*



The Environment section of the Assessment evaluates a company's environmental performance through its facilities; materials, resource, and energy use; and emissions. Where applicable, it also considers a company's transportation/distribution channels and environmental impact of its supply chain. This section also measures whether a company's products or services are designed to solve an environmental issue, including products that aid in the provision of renewable energy, conserve resources, reduce waste, promote land/wildlife conservation, prevent toxic/hazardous substance or pollution, or educate, measure, or consult to solve environmental problems.



The Worker section of the survey assesses the company's relationship with its workforce. This section measures how the company treats its workers through compensation, benefits, training, and ownership opportunities provided to workers. It also focuses on the overall work environment within the company through management/worker communication, job flexibility and corporate culture, and worker health and safety practices.



The Customers section of the Assessment measures the impact a company has on its customers. The section focuses on whether a company sells products or services that promote public benefit, and if those products/services are targeted towards serving underserved populations. Questions in this section will measure whether a company's product or service is designed to solve a social or environmental issue (e.g. improves health, preserves environment or creates economic opportunity to individuals or communities, promotes the arts/sciences, or increases the flow of capital to purpose-driven enterprises).



The Community section of the survey assesses a company's impact on its community. The Community section evaluates a company's supplier relations, diversity, and involvement in the local community. The section also measures the company's practices and policies around community service and charitable giving. In addition, this section includes if a company's product or service is designed to solve a social issue, including access to basic services, health, education, economic opportunity, arts, and increasing the flow of capital to purpose-driven enterprises.



The Governance section of the Assessment evaluates a company's accountability and transparency. The section focuses on the company's mission, stakeholder engagement, and overall transparency of the company's practices and policies.

Overall B Score

80 out of 200 is eligible for certification

*Of all businesses that have completed the B Impact Assessment

*Median scores will not add up to overall

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