Impact Finance Management S.A

Certified B Corporation

Suisse, Switzerland

Certified Since

January 2020


Equity investing - Emerging Markets


Service with Minor Environmental Footprint

Operates In



The purpose of Impact Finance Management is to restore a more constructive and humanistic role of finance in society. They are at the forefront of the emerging trend of Impact Investing. Based in Geneva (Switzerland) with offices in Cali (Colombia), they initiated and advised an open-ended fund in Luxembourg. The fund provides debt to SMEs that consciously strive to deliver developmental outcomes to address social and environmental needs. Impact Finance Management invests in different value chains in food and agriculture, education, rural finance and renewable energies. Since Autumn 2011, Impact Finance has invested more than $180 million in debt, in more than 80 companies. Impact Finance invests in 15 countries, mostly in Latin America and Western Europe. Already 50% of the loans have been repaid showing the high capacity of the enterprises they finance, while the Fund performance show positive returns since autumn 2012.Thanks to a highly performing internet based impact reporting tool named Kharmax Impact Reporting System, Impact Finance can monitor and enhance the impact of its companies.

Overall B Impact Score

Based on the B Impact assessment, Impact Finance Management S.A earned an overall score of 80.4. The median score for ordinary businesses who complete the assessment is currently 50.9.
80.4 Overall B Impact Score
80 Qualifies for B Corp Certification
50.9 Median Score for Ordinary Businesses

Governance 17.8

The Governance Impact Area evaluates a company's overall mission, engagement around its social and environmental impact, ethics, and transparency. This section also evaluates the ability of a company to protect their mission and formally consider stakeholders in decision making through their corporate structure (e.g. benefit corporation) or corporate governing documents.

Mission & Engagement1.5
Corporate Accountability1.8
+ Mission Locked7.5

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Workers 20.0

The Workers Impact Area evaluates a company's contributions to its employees' financial security, health and safety, wellness, career development, as well as overall engagement and satisfaction. In addition, this section recognizes business models designed to benefit workers, such as companies that are at least 40% owned by non-executive employees and those that have workforce development programs to support individuals with barriers to employment.

Compensation & Wages2.3
Training & Education1.6
Worker Ownership2.2
Management & Worker Communication1.2
Job Flexibility/Corporate Culture1.8

Community 6.5

The Community Impact Area evaluates a company's engagement with and impact on the communities in which it operates, hires from, and sources from. Topics include diversity, equity, and inclusion; economic impact; civic engagement; charitable giving; and supply chain management. In addition, this section recognizes business models that are designed to address specific community-oriented problems, such as poverty alleviation through fair trade sourcing or distribution via microenterprises, producer cooperative models, locally focused economic development, and formal charitable giving commitments.

Job Creation3.1
Diversity & Inclusion1.5
Civic Engagement & Giving0.0
Local Involvement1.5
Suppliers, Distributors & Product0.0

Environment 3.5

The Environment Impact Area evaluates a company's overall environmental management practices as well as its impact on the air, climate, water, land, and biodiversity. This includes the direct impact of a company's operations and, when applicable, its supply chain and distribution channels. This section also recognizes companies with environmentally innovative production processes and those that sell products or services that have a positive environmental impact. Some examples might include products and services that create renewable energy, reduce consumption or waste, conserve land or wildlife, provide less toxic alternatives to the market, or educate people about environmental problems.

Land, Office, Plant2.0

Customers 31.9

The Customers Impact Area evaluates a company's stewardship of its customers through the quality of its products and services, ethical marketing, data privacy and security, and feedback channels. In addition, this section recognizes products or services that are designed to address a particular social problem for or through its customers, such as health or educational products, arts and media products, serving underserved customers or clients, and services that improve the social impact of other businesses or organizations.

+ Mission Lock0.6
+ Past Performance5.4
+ Current Fund9
+ Positive Impact6.4
+ Portfolio Reporting2.1
+ Capacity Building1.1
+ Fund Governance5.2

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Previous Overall B Impact Scores

2020 Overall B Impact Score80.4

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