Demain ES - Luko

Certified B Corporation

Île-de-France, France

Certified Since

June 2019


Other insurance services


Service with Minor Environmental Footprint

Operates In



Luko strongly believes that life is better without disasters. So they made it their goal. They aim to prevent all accidents that can be avoided, using the best of technology and AI. In addition, they offer a simple, transparent model of insurance that, at its core, focuses on the best of each of us and creates trust to transform insurance from a 'necessary evil' to a 'social good'. Luko’s home insurance is simple: customers get covered in 2 minutes, claims paid in 2 hours, and repairman visits you in 2 days. Offering a new transparent and responsible model, Luko transforms insurance core business model to align the interests of the tenant and the insurer. The company provides AI and 'plug&play' smart devices that monitor consumptions in order to identify and prevent disasters. They aim to have a positive impact at large scale: supporting causes they care about thanks to "Giveback" and helping everyone reducing their environmental footprint with AI.

Overall B Impact Score

Based on the B Impact assessment, Demain ES - Luko earned an overall score of 81.6. The median score for ordinary businesses who complete the assessment is currently 50.9.
81.6 Overall B Impact Score
80 Qualifies for B Corp Certification
50.9 Median Score for Ordinary Businesses

Governance 13.3

The Governance Impact Area evaluates a company's overall mission, engagement around its social and environmental impact, ethics, and transparency. This section also evaluates the ability of a company to protect their mission and formally consider stakeholders in decision making through their corporate structure (e.g. benefit corporation) or corporate governing documents.

Mission & Engagement4.2
Ethics & Transparency6.5
+ Mission Locked2.5

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Workers 31.0

The Workers Impact Area evaluates a company's contributions to its employees' financial security, health and safety, wellness, career development, as well as overall engagement and satisfaction. In addition, this section recognizes business models designed to benefit workers, such as companies that are at least 40% owned by non-executive employees and those that have workforce development programs to support individuals with barriers to employment.

Financial Security5.3
Health, Wellness, & Safety7.8
Career Development4.9
Engagement & Satisfaction7.0

Community 23.8

The Community Impact Area evaluates a company's engagement with and impact on the communities in which it operates, hires from, and sources from. Topics include diversity, equity, and inclusion; economic impact; civic engagement; charitable giving; and supply chain management. In addition, this section recognizes business models that are designed to address specific community-oriented problems, such as poverty alleviation through fair trade sourcing or distribution via microenterprises, producer cooperative models, locally focused economic development, and formal charitable giving commitments.

Diversity, Equity, & Inclusion2.9
Economic Impact8.6
Civic Engagement & Giving5.7
Supply Chain Management3.0

Environment 8.4

The Environment Impact Area evaluates a company's overall environmental management practices as well as its impact on the air, climate, water, land, and biodiversity. This includes the direct impact of a company's operations and, when applicable, its supply chain and distribution channels. This section also recognizes companies with environmentally innovative production processes and those that sell products or services that have a positive environmental impact. Some examples might include products and services that create renewable energy, reduce consumption or waste, conserve land or wildlife, provide less toxic alternatives to the market, or educate people about environmental problems.

Environmental Management1.4
Air & Climate1.9
Land & Life2.7

Customers 5.0

The Customers Impact Area evaluates a company's stewardship of its customers through the quality of its products and services, ethical marketing, data privacy and security, and feedback channels. In addition, this section recognizes products or services that are designed to address a particular social problem for or through its customers, such as health or educational products, arts and media products, serving underserved customers or clients, and services that improve the social impact of other businesses or organizations.

Customer Stewardship5.0

Previous Overall B Impact Scores

2019 Overall B Impact Score81.6

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