Albina Community Bank

Personal, small business and commercial banking deposit and loan services; IDAs.

Portland, Oregon

United States

About Albina Community Bank

Albina is the only CDFI-certified commercial bank headquartered in Oregon. They promote community development and work in market niches that are often underserved by other financial institutions and provide financial and educational services locally.

Albina Community Bank is a truly local, truly full-service community bank serving the neighborhoods in and around Portland, Oregon. It is one of approximately 120 banks and thrifts across the country certified as a Community Development Financial Institution (CDFI) by the U.S. Department of the Treasury. As a CDFI, Albina is eligible to receive grants or awards from the CDFI Fund for community development in distressed communities. Award dollars, if received, are leveraged right back into Portland’s communities so they continue to offer development and financial services. Over the last 20 years, Albina has been awarded nearly $5.9 Million in funding from the CDFI Fund in recognition of its work supporting community development in local Portland neighborhoods.

Albina supports community development by providing products and services and banking solutions that are directed towards improving the social or economic conditions of underserved peoples or residents of distressed communities. These products and services include flexible underwriting and risk capital for needed community facilities or initiatives and commercial loans and investments to small start-up or expanding businesses in low income areas. Albina also provides technical assistance to small businesses, home buying and credit counseling to consumers, and financial education workshops. Albina is part of the Beneficial State family; Beneficial State Bank is also a Certified B Corporation.

For over 20 years, they have committed to the Portland area. What sets them apart from other banks is the simple fact that their customers, neighborhood partners, and their stakeholders are their community. They are their friends, their neighbors, and most importantly, the key to the future.

As a mission-driven community bank, our mission is to increase economic opportunity for traditionally underserved populations and to promote community development. We became a B Corp because it helps us fulfill this mission. It strengthens our ability to measure, track, and increase our positive impact, which is essential to our success and continued improvement.

Additionally, we became a B Corp to better communicate our mission and build strong, lasting relationships. To create and promote community development in a rapidly growing and ever-evolving city, we work hard to intimately understand our local community in all of its complexity, diversity, and potential through constant outreach and engagement. In this pursuit, we believe one of our greatest assets is our diverse and collaborative stakeholder relationships. The B Corp Impact Assessment is already helping us identify ways to expand our impact tracking and reporting, and we will continue to use this tool to more accurately and effectively communicate to community partners the work that we do. We are very excited to learn from, collaborate with, and be a part of the global community of people using business as a force for good!

The Change We Seek®

With every decision that is made, Albina Community Bank looks for ways to keep Portland doing what it does best - innovating, creating and building neighborhoods where everyone is welcome and everyone can dream, and to create a Portland that thrives for everyone. They know that when they help individuals, businesses and neighborhoods prosper, the cumulative effect can be especially profound. They envision a world where economic opportunity is available to all and community development reflects the needs and aspirations of each neighborhood’s unique patchwork of people and places.

They believe that the power of your everyday banking transactions can and should be used to fuel equitable prosperity in the local community.

What makes us a better company?

B Impact Report

Certified since: 

September 2016

Company Score

Median Score*



The Environment section of the Assessment evaluates a company's environmental performance through its facilities; materials, resource, and energy use; and emissions. Where applicable, it also considers a company's transportation/distribution channels and environmental impact of its supply chain. This section also measures whether a company's products or services are designed to solve an environmental issue, including products that aid in the provision of renewable energy, conserve resources, reduce waste, promote land/wildlife conservation, prevent toxic/hazardous substance or pollution, or educate, measure, or consult to solve environmental problems.



The Worker section of the survey assesses the company's relationship with its workforce. This section measures how the company treats its workers through compensation, benefits, training, and ownership opportunities provided to workers. It also focuses on the overall work environment within the company through management/worker communication, job flexibility and corporate culture, and worker health and safety practices.



The Customers section of the Assessment measures the impact a company has on its customers. The section focuses on whether a company sells products or services that promote public benefit, and if those products/services are targeted towards serving underserved populations. Questions in this section will measure whether a company's product or service is designed to solve a social or environmental issue (e.g. improves health, preserves environment or creates economic opportunity to individuals or communities, promotes the arts/sciences, or increases the flow of capital to purpose-driven enterprises).



The Community section of the survey assesses a company's impact on its community. The Community section evaluates a company's supplier relations, diversity, and involvement in the local community. The section also measures the company's practices and policies around community service and charitable giving. In addition, this section includes if a company's product or service is designed to solve a social issue, including access to basic services, health, education, economic opportunity, arts, and increasing the flow of capital to purpose-driven enterprises.



The Governance section of the Assessment evaluates a company's accountability and transparency. The section focuses on the company's mission, stakeholder engagement, and overall transparency of the company's practices and policies.

Overall B Score

80 out of 200 is eligible for certification

*Of all businesses that have completed the B Impact Assessment

*Median scores will not add up to overall

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