PayActiv, Inc.

Mobile on-demand access to earned wages

San Jose, California

United States

About PayActiv, Inc.

Financial stress affects one in four American workers, causing health problems and eroding quality of life. This also takes a financial toll on employers: stressed employees are less productive and seek medical care more often, increasing legal liabilities and healthcare insurance premiums.

PayActiv delivers a comprehensive, turnkey solution that alleviates financial stress by giving employees access to earned wages without having to wait until the next payday—for an incomparably low, fixed transaction fee that avoids predatory lenders. PayActiv’s disruptive business model and industry-leading HR technology are the foundation for a powerful financial wellness program that makes a measurable difference in society.

We are innovators with a purpose. We relentlessly innovate to make a measurable difference in the lives of hard working individuals and forward-looking businesses, to create an equitable society. We hope to build synergy in our effort and the efforts of the like-minded B Corp community.

The Change We Seek®

We seek to enable workers of every income level, age, gender, and race to lead life with security, dignity, and savings;

We seek to empower business processes to seamlessly support workers’ financial needs through timely access to wages;

We seek to pioneer global change in wage disbursement practices; and reduce the systemic burden created by an earnings and pay interval;

We seek to strengthen the positive bond that can exist between an employer and employee;

We are PayActivists.

What makes us a better company?

B Impact Report

Certified since: 

November 2015

Company Score

Median Score*



The Environment section of the Assessment evaluates a company's environmental performance through its facilities; materials, resource, and energy use; and emissions. Where applicable, it also considers a company's transportation/distribution channels and environmental impact of its supply chain. This section also measures whether a company's products or services are designed to solve an environmental issue, including products that aid in the provision of renewable energy, conserve resources, reduce waste, promote land/wildlife conservation, prevent toxic/hazardous substance or pollution, or educate, measure, or consult to solve environmental problems.



The Worker section of the survey assesses the company's relationship with its workforce. This section measures how the company treats its workers through compensation, benefits, training, and ownership opportunities provided to workers. It also focuses on the overall work environment within the company through management/worker communication, job flexibility and corporate culture, and worker health and safety practices.



The Customers section of the Assessment measures the impact a company has on its customers. The section focuses on whether a company sells products or services that promote public benefit, and if those products/services are targeted towards serving underserved populations. Questions in this section will measure whether a company's product or service is designed to solve a social or environmental issue (e.g. improves health, preserves environment or creates economic opportunity to individuals or communities, promotes the arts/sciences, or increases the flow of capital to purpose-driven enterprises).



The Community section of the survey assesses a company's impact on its community. The Community section evaluates a company's supplier relations, diversity, and involvement in the local community. The section also measures the company's practices and policies around community service and charitable giving. In addition, this section includes if a company's product or service is designed to solve a social issue, including access to basic services, health, education, economic opportunity, arts, and increasing the flow of capital to purpose-driven enterprises.



The Governance section of the Assessment evaluates a company's accountability and transparency. The section focuses on the company's mission, stakeholder engagement, and overall transparency of the company's practices and policies.

Overall B Score

80 out of 200 is eligible for certification

*Of all businesses that have completed the B Impact Assessment

*Median scores will not add up to overall

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