Certified B Corporation

Mexico City, Mexico

Certified Since

May 2012


Other credit - Emerging Markets


Service with Minor Environmental Footprint

Operates In


Founded by a group of Mexican entrepreneurs headed by Francisco Vizcaya, FINAE is a social impact financial institution specialized in student loans in order to support Mexican students who do not have enough financial resources to pay for their undergraduate tuitions. FINAE provides the students a product that allows them to study in a qualified University at an affordable monthly payment. Once they start working, they are able to payback without having a high impact in their expected income. Founded in October 2006, FINAE grants its first student loans in November 2007. The idea of offering student loans emerged as a solution to the actual situation of public universities: every year, about 350,000 youngsters in age to attend college are not able to do it because public universities are overcrowded and they lack of resources to pay for a private university. There are 10 million students between 19 and 23 years old, of which only 3 million goes to college, that is to say, there are more than 7 million college-age youngsters who do not study, which is equivalent to almost the entire population of Switzerland, or the entire population of Chicago.

Overall B Impact Score

Based on the B Impact assessment, FINAE earned an overall score of 86.4. The median score for ordinary businesses who complete the assessment is currently 50.9.
86.4 Overall B Impact Score
80 Qualifies for B Corp Certification
50.9 Median Score for Ordinary Businesses

Governance 17.5

Governance evaluates a company's overall mission, engagement around its social/environmental impact, ethics, and transparency. This section also evaluates the ability of a company to protect their mission and formally consider stakeholders in decision making through their corporate structure (e.g. benefit corporation) or corporate governing documents.

Mission & Engagement0.8
Ethics & Transparency6.7
+ Mission Locked10

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Workers 25.4

Workers evaluates a company’s contributions to its employees’ financial security, health & safety, wellness, career development, and engagement & satisfaction. In addition, this section recognizes business models designed to benefit workers, such as companies that are at least 40% owned by non-executive employees and those that have workforce development programs to support individuals with barriers to employment.

Financial Security2.4
Health, Wellness, & Safety8.0
Career Development5.0
Engagement & Satisfaction3.4

Community 9.9

Community evaluates a company’s engagement with and impact on the communities in which it operates, hires from, and sources from. Topics include diversity, equity & inclusion, economic impact, civic engagement, charitable giving, and supply chain management. In addition, this section recognizes business models that are designed to address specific community-oriented problems, such as poverty alleviation through fair trade sourcing or distribution via microenterprises, producer cooperative models, locally focused economic development, and formal charitable giving commitments.

Diversity, Equity, & Inclusion2.9
Economic Impact4.1
Civic Engagement & Giving0.9
Supply Chain Management0.6

Environment 4.0

Environment evaluates a company’s overall environmental management practices as well as its impact on the air, climate, water, land, and biodiversity. This includes the direct impact of a company’s operations and, when applicable its supply chain and distribution channels. This section also recognizes companies with environmentally innovative production processes and those that sell products or services that have a positive environmental impact. Some examples might include products and services that create renewable energy, reduce consumption or waste, conserve land or wildlife, provide less toxic alternatives to the market, or educate people about environmental problems.

Environmental Management0.7
Air & Climate0.6
Land & Life1.4
+ Green Lending0

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Customers 29.3

Customers evaluates a company’s stewardship of its customers through the quality of its products and services, ethical marketing, data privacy and security, and feedback channels. In addition, this section recognizes products or services that are designed to address a particular social problem for or through its customers, such as health or educational products, arts & media products, serving underserved customers/clients, and services that improve the social impact of other businesses or organizations.

Customer Stewardship1.7
+ Portfolio Reporting2.3
+ Targeted for Investment5.1
+ Leadership & Outreach3.7
+ Investment Criteria5.2
+ Portfolio Management4.6
+ Serving in Need Populations6.1

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Previous Overall B Impact Scores

2022 Overall B Impact Score86.4
2015 Overall B Impact Score103.4
2013 Overall B Impact Score114.5
2013 Overall B Impact Score128

Additional Documentation

Transparent Disclosure

Best for the World

Every year, B Lab recognizes the B Corps that have achieved the highest verified scores in the five impact areas evaluated on the B Impact Assessment.

Best For The World: Customers2019
Best For The World: Overall2019
Best For The World: Customers2018
Best For The World: Customers2017
Best For The World: Customers2016
Best For The World: Overall2015
Best For The World: Community2014
Best For The World: Overall2014
Best For The World: Community2013

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