Flowe S.p.A. SB

Certified B Corporation

Metropolitan City of Milan, Italy

Certified Since

December 2021


Mobile applications


Service with Minor Environmental Footprint

Operates In


Flowe is a Benefit company, B Corp and Carbon Neutral of the Mediolanum Group, which aims to educate young people in terms of humanovability (innovation, sustainability, and human centricity). In this age of infinite possibilities, most people are not sure what to do when feeling stuck or anxious, so Flowe created an app that empowers them to move forward, take control of their life and their finances and build a happier future. Flowe believes that, just as oceans can change drop by drop, so can our world and our society – one person at the time. People are always at the center of the journey to build a sustainable future of value through innovation. Flowe aims to build a world where individual BetterBeing translate into common good. For that reason, it wants to help its users to adopt a more sustainable lifestyle, fighting the climate crisis and reducing the impact generated by their actions. Flowe is a payment account that gives you the chance to monitor and be aware of the CO2 produced by your purchases, and compensates for it by planting trees in Guatemala, thanks to its partners zeroCO2 and Doconomy. Through its mobile app and growing partner ecosystem, Flowe wants to contribute to create a world where individuals’ eudaemonia fuels a BetterBeing Economy.

Overall B Impact Score

Based on the B Impact assessment, Flowe S.p.A. SB earned an overall score of 80.7. The median score for ordinary businesses who complete the assessment is currently 50.9.
80.7 Overall B Impact Score
80 Qualifies for B Corp Certification
50.9 Median Score for Ordinary Businesses

Governance 19.0

Governance evaluates a company's overall mission, engagement around its social/environmental impact, ethics, and transparency. This section also evaluates the ability of a company to protect their mission and formally consider stakeholders in decision making through their corporate structure (e.g. benefit corporation) or corporate governing documents.

Mission & Engagement5.3
Ethics & Transparency6.2
+ Mission Locked7.5

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Workers 35.1

Workers evaluates a company’s contributions to its employees’ financial security, health & safety, wellness, career development, and engagement & satisfaction. In addition, this section recognizes business models designed to benefit workers, such as companies that are at least 40% owned by non-executive employees and those that have workforce development programs to support individuals with barriers to employment.

Financial Security5.0
Health, Wellness, & Safety7.0
Career Development4.9
Engagement & Satisfaction8.4

Community 16.9

Community evaluates a company’s engagement with and impact on the communities in which it operates, hires from, and sources from. Topics include diversity, equity & inclusion, economic impact, civic engagement, charitable giving, and supply chain management. In addition, this section recognizes business models that are designed to address specific community-oriented problems, such as poverty alleviation through fair trade sourcing or distribution via microenterprises, producer cooperative models, locally focused economic development, and formal charitable giving commitments.

Diversity, Equity, & Inclusion4.0
Economic Impact4.0
Civic Engagement & Giving5.2
Supply Chain Management1.5

Environment 4.9

Environment evaluates a company’s overall environmental management practices as well as its impact on the air, climate, water, land, and biodiversity. This includes the direct impact of a company’s operations and, when applicable its supply chain and distribution channels. This section also recognizes companies with environmentally innovative production processes and those that sell products or services that have a positive environmental impact. Some examples might include products and services that create renewable energy, reduce consumption or waste, conserve land or wildlife, provide less toxic alternatives to the market, or educate people about environmental problems.

Environmental Management0.7
Air & Climate1.4
Land & Life2.5

Customers 4.5

Customers evaluates a company’s stewardship of its customers through the quality of its products and services, ethical marketing, data privacy and security, and feedback channels. In addition, this section recognizes products or services that are designed to address a particular social problem for or through its customers, such as health or educational products, arts & media products, serving underserved customers/clients, and services that improve the social impact of other businesses or organizations.

Customer Stewardship4.5

Previous Overall B Impact Scores

2021 Overall B Impact Score80.7

Additional Documentation

Flowe Transparent Assessment

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