Tomorrow GmbH

Certified B Corporation

Hamburg, Germany

Certified Since

September 2020


Investment advising


Service with Minor Environmental Footprint

Operates In


Tomorrow is the first European player to link the two issues of “Mobile Banking” and “Sustainable finance”. Tomorrow offers a mobile current account since March 2019; in the future a comprehensive financial platform will result from this. They believe that money can be part of the solution. While you may make a conscious effort to buy organic vegetables and use green electricity, the money you have sitting in the bank might be financing a new coal-fired power station. Although it might sound over the top, that’s the harsh reality. It’s time to turn the tables! At Tomorrow, not a cent goes into armaments, coal power and co. They exclusively finance sustainable and social projects. The more they are, the greater the joint positive influence.

Overall B Impact Score

Based on the B Impact assessment, Tomorrow GmbH earned an overall score of 118.1. The median score for ordinary businesses who complete the assessment is currently 50.9.
118.1 Overall B Impact Score
80 Qualifies for B Corp Certification
50.9 Median Score for Ordinary Businesses

Governance 15.5

Governance evaluates a company's overall mission, engagement around its social/environmental impact, ethics, and transparency. This section also evaluates the ability of a company to protect their mission and formally consider stakeholders in decision making through their corporate structure (e.g. benefit corporation) or corporate governing documents.

Mission & Engagement1.6
Ethics & Transparency3.8
+ Mission Locked10

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Workers 22.6

Workers evaluates a company’s contributions to its employees’ financial security, health & safety, wellness, career development, and engagement & satisfaction. In addition, this section recognizes business models designed to benefit workers, such as companies that are at least 40% owned by non-executive employees and those that have workforce development programs to support individuals with barriers to employment.

Financial Security4.1
Health, Wellness, & Safety6.0
Career Development3.2
Engagement & Satisfaction5.0

Community 21.2

Community evaluates a company’s engagement with and impact on the communities in which it operates, hires from, and sources from. Topics include diversity, equity & inclusion, economic impact, civic engagement, charitable giving, and supply chain management. In addition, this section recognizes business models that are designed to address specific community-oriented problems, such as poverty alleviation through fair trade sourcing or distribution via microenterprises, producer cooperative models, locally focused economic development, and formal charitable giving commitments.

Diversity, Equity, & Inclusion3.8
Economic Impact9.0
Civic Engagement & Giving4.7
Supply Chain Management1.0

Environment 11.0

Environment evaluates a company’s overall environmental management practices as well as its impact on the air, climate, water, land, and biodiversity. This includes the direct impact of a company’s operations and, when applicable its supply chain and distribution channels. This section also recognizes companies with environmentally innovative production processes and those that sell products or services that have a positive environmental impact. Some examples might include products and services that create renewable energy, reduce consumption or waste, conserve land or wildlife, provide less toxic alternatives to the market, or educate people about environmental problems.

Environmental Management3.8
Air & Climate2.9
Land & Life3.5

Customers 47.3

Customers evaluates a company’s stewardship of its customers through the quality of its products and services, ethical marketing, data privacy and security, and feedback channels. In addition, this section recognizes products or services that are designed to address a particular social problem for or through its customers, such as health or educational products, arts & media products, serving underserved customers/clients, and services that improve the social impact of other businesses or organizations.

Customer Stewardship4.3
+ Portfolio Reporting3
+ Targeted for Investment16.3
+ Leadership & Outreach0
+ Investment Criteria19.3
+ Portfolio Management3.6

What is this? A company with an Impact Business Model is intentionally designed to create a specific positive outcome for one of its stakeholders - such as workers, community, environment, or customers.

Previous Overall B Impact Scores

2020 Overall B Impact Score118.1

Additional Documentation

Sustainability Report 2022

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